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EZ Flood® 
A simplified option to the NFIP ​​​​​​​​​​​

Private flood insurance may offer an attractive option to your eligible clients.

Designed for residential properties in higher-risk and coastal areas where mandatory flood insurance purchase requirements apply.

 Download EZ Flood Highlight Sheet

Plan Highlights

  • Streamlined with only 12 underwriting questions
  • No elevation certificate required
  • No photographs required
  • Accepted by over 3,000 lenders*
  • A+ rated financial backing
  • Competitively priced
  • No waiting period**
  • Available in all states except AK, DC, HI and KY
  • Premiums tailored to risk
  • Optional Additional Living Expenses (ALE), food spoilage and swimming pool clean-up coverage


  • Single-family residential homes
  • Coverage for higher risk and coastal areas

Supporting Videos

* Insured should confirm with the lender prior to canceling an NFIP policy and/or in advance of a loan closing transaction.
** Designed for single family residential homes – no waiting period when purchased in advance of a loan closing transaction.